Farrukh Ijaz, Anum Akmal, and Syeda Hameeda Batool Gillani. “The Determinants of the Pakistan Islamic Banking Industry Profitability”. Islamic Banking and Finance Review 20 (March 3, 2015): 77-91. Accessed January 19, 2026. https://journals.umt.edu.pk/index.php/IBFR/article/view/170.